The Bank will pay PASS a Risk sharing fee at contractually agreed percentage of the outstanding guaranteed loan principal per quarter. Specification: All agricultural and agribusiness businesses will qualify for the guarantee support. However if the investment has significant multiplier effects to small farmers, the amount could be increased. The guarantee will under no circumstance cover more than 60% (or 80% for women) of the principal outstanding and will not cover fees, interest or penalties accrued by the borrower. The guarantee will under no circumstances cover restructured or refinanced loans without the prior consent of PASS. PASS will provide a Business Plan for the Lender’s consideration. PASS will evaluate and agree each guarantee in writing by issuing a Credit Guarantee Certificate.