A seasoned banker with over 12 years’ experience in Retail, Commercial Banking, Banking Operations and Control Functions. An expert Lending/Financing various sectors such as Agricultural Value Chain, Manufacturing, Real estate, Tourism and Hospitality, Oil and Gas, Mining, Construction, Trade and Commerce, Education, Pharmaceutical, and Government Institutions projects. He joined PASS Trust on 1st April 2021. Before his current position he worked in Banking Industry over 12 years as Manager Credit Agribusiness, Senior Credit Analyst, Senior Turnaround Officer and Bank Officer within CRDB Bank. He holds a Master of Science Degree in Finance from the University of Strathclyde-UK, Postgraduate Diploma in Financial Management and Advanced Diploma in Accountancy from the Institute of Finance Management (IFM), Dar es Salaam.